Forex Trading Course

Category: glossary , Asked by: H. B. From Saint Petersburg, United States

A: A type of insurance sold alongside unsecured loans to cover monthly repayments in the case of unemployment, accident, sickness or death.

Category: money , Asked by: R. O. From United Kingdom

A: We think the best place for your purpose is "etoro.com". There's no charge for commission in this place, the platform graphics are really hi-tech, the customer service is fine, and the smaller amount to deposit is only $50.

Category: glossary , Asked by: M. T. From Ireland

A: A document sent to shareholders outlining important matters to be discussed at the annual shareholders' meeting. Sent along with a proxy, the information circular may cover matters such as the election of the Board of Directors, possible mergers and acquisitions, or the need for new financing. This document acts as a "heads up" to shareholders planning to attend the annual meeting, enabling them to be prepared to discuss the major issues currently surrounding the company.

Category: glossary , Asked by: P. Thornton from United Kingdom

A: A private fund administered by a third party and created for the purpose of managing charitable donations on behalf of an organization, family, or individual. Donor advised funds have become increasingly popular. They offer the donor ease of administration, while still allowing him or her to maintain significant control over the placement and distribution of charitable gifts. Companies are able to offer this service to clients with fewer transaction costs than if the funds were handled privately.

Category: glossary , Asked by: Mercedes H. From France

A: a "beta " is A measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. Also known as "beta coefficient". Beta is calculated using regression analysis, and you can think of beta as the tendency of a security's returns to respond to swings in the market. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market. For example, if a stock's beta is 1.2, it's theoretically 20% more volatile than the market. Many utilities stocks have a beta of less than 1. Conversely, most high-tech Nasdaq-based stocks have a beta of greater than 1, offering the possibility of a higher rate of return, but also posing more risk.

Category: glossary , Asked by: Mckayla R. From Dublin, Ireland

A: the "errors and omissions insurance " is A professional liability insurance that protects companies and individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified on the insurance contract. E&O insurance can be obtained by insurance brokers/dealers, registered investment advisors and financial planners, among others. It is often required by regulatory bodies such as FINRA or company investors. In the financial industry, lawsuits will happen, regardless on how baseless the claims may be. Clients sometimes sue an advisor or broker after an investment goes sour, even if the risks were well known and within the guidelines established by the client. In these cases, even if a court or arbitration panel finds in favor of a broker or investment advisor, the legal fees can be very high and E&O insurance is vital in these situations. A person or company that has had numerous litigation problems has a higher underwriting risk and will find E&O insurance to be more expensive or less favorable in its terms as a result.

Category: glossary , Asked by: Natasha N. From United Kingdom

A: An income tax return that is prepared by computer in a three column "answer-sheet" format. It only prints the bottom line number, dollar amount, and, for most entries, a brief description called a "legend page." The 1040PC form can cut the usual 11-page tax return down to just a couple pages. However, the IRS quit accepting this form in 2000, preferring the e-file format instead.

Category: glossary , Asked by: Alfred W. From Dublin, Ireland

A: the "regulatory asset " is Specific costs or revenues that a regulatory agency permits a U.S. Public utility (usually an energy company) to defer to its balance sheet. These amounts would otherwise be required to appear on the company's income statement and would be charged against current expenses or revenues. The accounting methods used to disclose regulatory assets may cause differences in how an electric utility company's financial condition is reported. For example, under U.K. GAAP, these assets are currently recorded on the balance sheet. Under recently developed International Financial Reporting Standards, regulatory assets are not permitted to be recognized on the balance sheet. Instead, costs will be charged to the income statement when incurred, and recoveries from customers will be recognized when receivable.

Category: technical , Asked by: Dashawn D. From Greensboro, United States

A: The safest way is to look for foreign exchange platforms that are licensed and certificated by accepted names, as Swiss Federal Department of Finance or ARIF. Many listed foreign exchange platforms are associated with them. If a platform is certificated and regulated by Swiss Federal Department of Finance or ARIF, rest assure it is without doubt among the most safe places to buy and sell you can find. Nice example for such a foreign exchange platform is "MIG Investments".

Category: glossary , Asked by: O. U. From Germany

A: A person trained and specialising in risk, statistics and finance who gives advice on insurance and pension business. Calculations made by actuaries include such items as premiums, bonus payments and life expectancy etc.